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#1 04-04-2018 07:46:20

Date d'inscription: 18-03-2018
Messages: 21

The nation’s healthcare system

Sara spends much of her summer near the beach. She lives in a mild climate and is very athletic. She loves to swim Gerard Pique Jersey , bike and play games outdoors. Sara knows the dangers of the sun and so she opts for tanning salons to get her 'golden glow' while being sure to apply sunscreen every day before heading out.

Joseph lives in a cooler, northern climate. The summers can be very humid, but most of the year is mild or even below freezing during the harshest winter months. The beach has never been much of a draw for him and he spends most of his time doing indoor activities or at his job. Joseph doesn't worry about sunscreen and only had one sunburn that he can remember and that was when he was a child.

Which of these examples do you most associate yourself with? Did you know that Sara and Joseph are both at risk of developing skin cancer? We have all heard the warnings about the dangers of sun exposure. We know all about the importance of wearing sunscreen and hats. But are YOU protected from skin cancer? Consider these myths and facts:

MYTH ONE: Tanning Beds are Safer than the Sun

20 minutes of exposure in a tanning bed is roughly equivalent to four hours in the sun. Although sun beds use UVA rather than UVB rays, 'The Skin Cancer Answer' states that "UV-A penetrates more deeply into the skin than UV-B, can cause skin cancer, and may suppress the immune system."

MYTH TWO: Wearing Sunscreen at the Beach is Protection

85 percent of UV rays can even make it through on cloudy days. That means you are equally at risk in the car, walking the dog or letting your children out to play at any time of year, even when you're not at the beach. Of course, you are usually less attired at the beach and so covering up is recommended even when wearing sunscreen. Sunscreen also wears off with sweat and water and should always be applied every two hours or after getting wet.

MYTH THREE: Taking Care Of Your Skin Now Will Protect You

Sadly, skin cancer can take 20 or more years to develop. The Skin Cancer Foundation states that most people receive about 80 percent of their lifetime sun exposure before the age of 18. Just one blistering sunburn in childhood is estimated to double the risk of melanoma later in life. Taking better care now will reduce the risk, but not eliminate the damage already done.

MYTH FOUR: Having a Tan Means You're More Protected

Dark skinned individuals are less likely to develop cancer, but tanned skin is actually damaged skin. Repeated tanning injures the skin and increases the risk of skin cancer.

So how do you plan to protect your family this year? Some suggestions are to limit exposure to the sun, especially for infants. Examine your skin for early signs of damage. Use a sunscreen of SPF 15 or higher and apply it at least 30 minutes before exposure and every two hours after that. Teach your children good safety habits and be sure you and they are covered up when outdoors. Have fun and be safe.
Unless you ve been living under a rock for the last several years, you ve probably noticed how difficult it is to sell real estate in this miserable market. For most real estate investors, this means that the most lucrative way to invest is to buy now while prices are low, and hold for the long term using a lease agreement to wait until the market is warmer again. Put another way, it s a market for safe investing, not quick, lucrative contract flipping.

While all investing, whether rental or otherwise, involves some degree of risk, there some patterns of real estate appreciation that can be relatively predictable over time. Here are a few ideas on what to look for, regarding geography, demography, and other predictors for long term real estate appreciation.


Everyone wants to be near water, period. This may be the ocean, a lake, a river, a bay, or anything else that s wet, but the fact is that waterfront (or water view) property appeals to people wanting to boat, fish, swim, hunt, or simply view from their porch. There s a finite supply of waterfront land, and an ever increasing demand to buy it, develop it, or sign a lease agreement for it, so it is a forever appreciating commodity. Beware, though, of flood plains and hurricane alleys, which may intensify with global climate change. These properties are already expensive to insure, and that will only grow worse with time.


It doesn t take a macroeconomist to realize that as population in an area increases, so does demand for housing. Look for areas with long term projected population growth to invest in, and remember that while your mortgage costs will remain roughly stable, you can demand greater and greater rent in your lease agreement. As a final note, the fastest vector for population growth is immigration, not breeding, so keep that in mind when evaluating neighborhoods for rental investment.

Urban Planning

Towns and cities with poor urban planning result in disastrous suburban sprawl, which leads to urban decay as developers continue to build farther and farther outward. Strong urban planning, however, will strictly limit how and where developers build, which helps to limit housing supply, and helps encourage reinvestment in existing neighborhoods instead of simply building new ones. Consider a town s urban planning policies and efficacy before investing, as they will have a profound impact on housing values over the long term.

Stable Institutions and Employment Providers

Some employers are so massive, and so stable, that they create their own center of gravity with orbiting neighborhoods. Massive governmentmilitary complexes can sometimes create this effect, along with universities, hospitals, and other large scale institutions. Find out where these employee. Cheap Penguins Jerseys   Cheap Lightning Jerseys   Cheap Islanders Jerseys   Cheap Vegas Golden Knights Jerseys   Wholesale Flyers Jerseys   Wholesale Flames Jerseys   Wholesale Devils Jerseys   Wholesale Canucks Jerseys   Wholesale Washington Capitals Jerseys   Wholesale Team Canada Hockey Jerseys

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